Foreclosure is not a foregone conclusion!  Don't wait until you receive a foreclosure notice from your lender.  If you are struggling to pay your mortgage, our counselors may be able to help. Contact Julie Packer, Housing Programs Manager at (520) 432-5301 Extension 203 or at housing@seago.org .

Now Available: Save Our Home AZ

Save Our Home AZ will provide foreclosure prevention assistance to qualified Arizona homeowners. Your lender must agree to participate in the program. To see if you meet initial qualifying criteria, go to saveourhomeaz.gov to take a self assessment test to access the application.

For more information go to our Save Our Home AZ page.

Down Payment Assistance Programs

Currently, there are no Down Payment Assistance Programs available. Please check back from time to time to see if any programs have become available.

Housing Counseling Available

Pre-Purchase/Homebuyer Education, One-on-One and group; Default / Delinquency; Foreclosure Prevention; Financial Education; Rental; and Non-Delinquency Post Purchase.

For more detailed information go to our Housing Counseling Program page.

Homebuyer Education & Financial Fitness Classes 

SEAGO Housing Department has received a funding award under the Housing Education and Counceling Program from the Attorney General's Office. This award will allow for the continuation of Foreclosure Prevention counseling, Homebuyer Education Classes and one-on-one purchase counseling to help reduce the likelihood of consumer and mortgage loan default and delinquency, hopefully averting a new mortgage crisis and Financial Fitness classes throughout the SEAGO region. 

SEAGO can assist in the following ways: 

• Homeowners who are behind in their mortgage due to circumstances beyond their control, or even due to poor money management, can receive counseling on what programs are available to them for possible assistance.

•  SEAGO works directly with lenders/servicers to attempt to reach a sustainable outcome for the homeowner. 

• SEAGO also works within the framework of the Save Our Home Arizona Program, as well as a third alternative, the Arizona Mortgage Relief Fund.


Report Scams!

Loan modification scams are changing every day, so it's important to know the signs.  To learn the warning signs that someone might be a scammer, click here to read Six Things You Should Know.  If you think you have been scammed, report it to help ensure other homeowners do not fall victim!   Click on the Prevent Loan Scams icon on the right to file a complaint or call 866-459-2162.

For more information, contact Julie Packer, Housing Programs Manager at (520) 432-5301 Extension 203 or at housing@seago.org .

Legal Assistance

Legal assistance pertaining to housing, foreclosure, and mortgage issues is available to qualifying individuals from Souther Arizona Legal Aid, Inc. (SALA).  To download an informational flyer on the kinds of cases handled and individuals served by SALA, please click here .  For additional information, please click the icon on the right sidebar of this page and you will be redirected to the SALA website.  

© 2015 SouthEastern Arizona Governments Organization.