CARES Act Mortgage and Utility Assistance Program

Attention residents of Cochise, Graham and Greenlee Counties!  Have you been impacted by Corona Virus?  SouthEastern Arizona Governments Organization has recently been funded with CARES Act dollars allocated by the State of Arizona Housing Department for the purpose of obtaining mortgage and utility assistance for those homeowners suffering economic hardship caused by the pandemic.  Those who believe they may be eligible for this assistance can fill out the pre-qualification checklist to get started.  After completing the pre-screening you will be sent the application and provide the documentation needed for assistance.  Both mortgage and utility assistance is on the same application.  These funds will be on a first come, first served basis and all requirements must be met.


Once approved, a notice will be sent to your mortgage and/or utility company that payment is forthcoming.  Funds will be paid directly to your mortgage and utility company.


Eligible household is defined as:


1.    Qualified for unemployment or has experienced a reduction in household income, incurred significant costs or experienced a financial hardship due to COVID;

2.    Demonstrates a risk of experiencing homelessness or housing instability;

3.    Has a household income at or below 80% of the area median (see chart below).


This program is for qualified HOMEOWNERS IN COCHISE, GRAHAM AND GREENLEE COUNTIES only.  You must live in the home and be unable to make your mortgage and utility payment due to loss of income and/or illness from COVID.  The dollar amount and length of time of payment will be capped at 4 months.  You can be 60 days in arrears for payments.


Complete and eligible applications will be processed in a timely manner.  You must provide us with a working phone and message phone. .


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